
What Changed in Your Pay on 1 July 2026?
This free salary calculator works out take-home pay at FY2026-27 rates for any salary or hourly, weekly, fortnightly or monthly wage. Four changes hit Australian pay packets at the start of FY2026-27, and the calculator already applies all of them.
Income tax cut: 16% → 15%
The rate on income between $18,200 and $45,000 dropped one point, worth up to $268 a year, received in full once you earn $45,000 or more.
Super stays 12%, now paid every payday
The SG rate is unchanged at its legislated ceiling, but Payday Super started on 1 July 2026: contributions must now reach your fund within 7 business days of each payday instead of quarterly.
HECS-HELP threshold: $69,528
Repayments are marginal: 15% of income above $69,528, not a percentage of your whole salary. Below the threshold you repay nothing.
Super caps lifted
The concessional contributions cap rose from $30,000 to $32,500, and the non-concessional cap to $130,000.
Full details: tax changes for 2026-27 and everything that changed on 1 July 2026.
How Is Take-Home Pay Calculated?
Take-home pay is your gross salary minus income tax, minus the 2% Medicare levy, minus any HECS-HELP repayment. Income tax is applied in stages: each marginal rate only taxes the slice of income inside its bracket, never your whole salary. Here is the full working for an $80,000 salary in FY2026-27:
- First $18,200: tax-free = $0
- $18,201 – $45,000 at 15% = $4,020
- $45,001 – $80,000 at 30% = $10,500, so income tax totals $14,520
- Medicare levy at 2% = $1,600 (LITO is $0 above $66,667)
Total deductions come to $16,120, leaving take-home pay of $63,880 a year ($1,228.46 a week or $5,323.33 a month). The effective rate on the whole salary is 20.2%, far below the 32.0% marginal rate (including Medicare) on the next dollar earned. See the full working for tax on $80,000 or tax on $100,000.
For a bracket-by-bracket breakdown of the tax side, use the Income Tax Calculator. To compare net pay across salaries, use the Take-Home Pay Calculator. To check what your employer takes out of each pay, use the tax withheld calculator. To decode each line of your payslip, read Understanding Your Payslip.
How this calculator works▼
- Calculate income tax using ATO resident tax brackets (progressive marginal rates). ATO
- Apply the Low Income Tax Offset (up to $700) for qualifying incomes below $66,667.
- Add the 2% Medicare levy on taxable income. Apply the Medicare Levy Surcharge (1% to 1.5%) for high earners without private hospital cover.
- Calculate HECS-HELP repayment using the marginal system (threshold: $69,528). ATO
- Calculate employer superannuation at 12% (paid on top, not deducted from salary).
- Take-home pay = Gross salary − income tax − Medicare levy − HECS repayment.
Hourly, Casual & Shift Pay
This wage calculator converts an hourly rate to an annual salary as rate × weekly hours × 52 weeks. A standard 38-hour week is 1,976 hours a year, so $40.49 an hour is roughly an $80,000 salary. Use the Hourly tab in the calculator above, or the dedicated hourly to annual salary calculator and salary vs hourly guide.
Casual workers receive casual loading: an extra 25% on the base hourly rate in place of paid leave and notice entitlements. On the $26.44 national minimum wage, the casual rate is $33.05 an hour. The loading is taxed as ordinary income, so tick the casual toggle above to see the after-tax difference. To compare casual work with permanent employment, see full-time vs part-time vs casual.
Penalty rates are award-specific loadings for weekends, public holidays and late nights. Common ranges are 125%–150% on Saturdays, 150%–200% on Sundays and 200%–250% on public holidays, but every award sets its own percentages. This calculator deliberately doesn't guess them: check the penalty rates guide or your award (hospitality, retail or SCHADS) for exact rates.
Workers under 21 may be on age-based percentages of the adult rate. See junior pay rates. For overtime at time-and-a-half or double time, use the overtime pay calculator, and for a week-by-week view of a casual income, the weekly pay calculator.
Take-Home Pay on Common Salaries in FY2026-27
The table below is calculated from the FY2026-27 rates: income tax (after LITO), Medicare levy, take-home pay and employer super for 10 common Australian salary levels.
| Gross Salary | Income Tax | Medicare Levy | Take-Home Pay | Effective Rate | Super (12%) |
|---|---|---|---|---|---|
| $40,000 | $2,695 | $800 | $36,505 | 8.7% | $4,800 |
| $50,000 | $5,270 | $1,000 | $43,730 | 12.5% | $6,000 |
| $60,000 | $8,420 | $1,200 | $50,380 | 16.0% | $7,200 |
| $70,000 | $11,520 | $1,400 | $57,080 | 18.5% | $8,400 |
| $80,000 | $14,520 | $1,600 | $63,880 | 20.2% | $9,600 |
| $90,000 | $17,520 | $1,800 | $70,680 | 21.5% | $10,800 |
| $100,000 | $20,520 | $2,000 | $77,480 | 22.5% | $12,000 |
| $120,000 | $26,520 | $2,400 | $91,080 | 24.1% | $14,400 |
| $150,000 | $36,570 | $3,000 | $110,430 | 26.4% | $18,000 |
| $200,000 | $55,870 | $4,000 | $140,130 | 29.9% | $24,000 |
Figures assume an Australian resident with no HECS-HELP debt, private hospital cover held and LITO applied where eligible. Effective rate includes the Medicare levy. Use the pay calculator above for your exact salary, or jump to take-home pay on $60K, $90K, or $120K.
What Comes Out of Your Pay?
Four components decide what lands in your bank account. Three are deducted from your salary: income tax, the Medicare levy and HECS-HELP. Superannuation is paid on top of your salary, into your super fund.
Bracket-based progressive rates from 0% to 45%, applied to your taxable income.
Income Tax Calculator →A 2% levy on your taxable income that funds Australia's public healthcare system.
Medicare Levy Guide →Income-contingent student loan repayments under the marginal system: 15% above $69,528.
HECS-HELP Calculator →Employer Superannuation Guarantee of 12%, paid on top of your salary, not deducted.
Superannuation Calculator →How Does the Low Income Tax Offset (LITO) Work?
The "Low Income Tax Offset" is a non-refundable tax offset of up to $700 per year. Earners below $37,500 receive the full $700 offset. The offset phases out in 2 stages: a 5-cent reduction for every dollar earned between $37,500 and $45,000, followed by a 1.5-cent reduction for every dollar earned between $45,000 and $66,667. Earners above $66,667 receive no LITO benefit.
LITO raises the effective tax-free threshold from $18,200 to $22,867. For example, a worker earning $30,000 receives the full $700 offset, reducing their tax bill from $1,770 to $1,070. Read our Low Income Tax Offset guide for full phase-out tables.
What Is the Medicare Levy Surcharge?
The "Medicare Levy Surcharge" (MLS) is an additional levy of 1% to 1.5% charged to high-income earners who do not hold private hospital cover. For FY2026-27 it applies to singles earning above $105,000 and families above $210,000. Three tiers apply:
- $105,001 – $123,000: surcharge of 1.00%
- $123,001 – $164,000: surcharge of 1.25%
- $164,001 and above: surcharge of 1.50%
A worker earning $120,000 without private hospital cover pays an MLS of $1,200 per year, on top of the standard 2% Medicare levy. The surcharge and the levy then total $3,600 instead of $2,400. Holding any eligible private hospital cover eliminates the surcharge entirely. See our Medicare levy surcharge calculator for the full threshold tables.
How Is Superannuation Calculated?
Your employer pays a "Superannuation Guarantee" (SG) of 12% of your ordinary earnings into your nominated super fund. On a salary of $80,000 that is $9,600 per year; on $100,000 it is $12,000; on $60,000, $7,200. These amounts are paid on top of your gross salary and do not reduce your take-home pay. See the SG rate history for how the rate climbed to its 12% ceiling.
Since 1 July 2026, Payday Super requires employers to pay super on every payday rather than quarterly, calculated on qualifying earnings. Late payments trigger the Superannuation Guarantee Charge, which adds daily-compounding interest and an administrative uplift. The "Maximum Super Contribution Base" for FY2026-27 is $270,830 per year. Employers are not required to pay SG on earnings above this cap.
The concessional contributions cap (employer SG plus salary sacrifice and personal deductible contributions) is $32,500 for FY2026-27. Use the Superannuation Calculator for your exact employer contributions, the Salary Sacrifice Calculator to model pre-tax contributions, or the Superannuation Guide for caps, options and withdrawal rules.
How Do HECS-HELP Repayments Affect Take-Home Pay?
HECS-HELP repayments are calculated under a marginal system for FY2026-27: repayments start when repayment income exceeds $69,528, and you only pay on the amount above the threshold, not on your total income.
| Repayment Income | Marginal Rate | Calculation |
|---|---|---|
| Below $69,528 | 0% | No repayment required |
| $69,529 – $129,717 | 15% | 15c per $1 over $69,528 |
| $129,718 – $186,050 | 17% | $9,028 + 17c per $1 over $129,717 |
| $186,051+ | 10% | 10% of total repayment income |
At $65,000: Your income is below the $69,528 threshold, so your HECS repayment is $0. Your take-home pay is unaffected by your student debt.
At $90,000: You pay 15% on the $20,472 above $69,528, a repayment of $3,071 per year ($118.12 per fortnight). Your annual take-home pay drops from $70,680 to $67,609.
The marginal system eliminates the cliff effect of the old model, where crossing a threshold by a single dollar triggered repayments on your entire income. Use our HECS-HELP Calculator for your exact repayment, check the current repayment thresholds, or read the HECS-HELP Guide.
Which Pay Calculator Should You Use?
The calculator above handles the most common scenario: converting a salary or wage to take-home pay. For specialised situations, use one of the dedicated calculators below. Working holiday makers and non-residents are taxed differently: see the working holiday tax guide and non-resident tax guide.
Calculators for Employees
Calculators for Employers and Contractors
Looking for something else? The site directory lists every calculator and guide on the site.
Pay Calculator by State
Income tax in Australia is federal. Every state and territory uses the same tax brackets, so a pay calculator for NSW gives the same take-home pay as one for WA. State-level differences affect employers through payroll tax (a tax on total wages paid), which influences hiring costs but does not directly reduce employee take-home pay. Average full-time salaries differ by state; the table below lists an approximate figure for each.
State Payroll Tax Comparison
| State | Payroll Tax Rate | Tax-Free Threshold | Avg. Full-Time Salary |
|---|---|---|---|
| NSW | 5.45% | $1,200,000 | $102,000 |
| VIC | 4.85% | $1,000,000 | $97,000 |
| QLD | 4.75% | $1,300,000 | $95,000 |
| WA | 5.50% | $1,000,000 | $105,000 |
| SA | 4.95%* | $1,500,000 | $89,000 |
| TAS | 4.00%* | $1,250,000 | $84,000 |
| ACT | 6.75%* | $1,750,000 | $103,000 |
| NT | 5.50%* | $2,500,000 | $91,000 |
* SA: Variable from 0% to 4.95% on payrolls between $1.5m and $1.7m; 4.95% above $1.7m. TAS: 4% on wages from $1.25m to $2m; 6.1% above $2m. ACT: 6.75% up to $20m Australia-wide wages, tiered to 8.75% above $150m (threshold cut from $2m on 1 July 2026). NT: 5.5%; a 6.5% rate applies from 1 July 2026 to employers with $100m+ Australia-wide wages.
Payroll tax is paid by employers, not employees. Average salary figures are approximate and based on ABS data. Individual take-home pay uses the same federal income tax brackets in all states. Compare a state-specific pay calculator: NSW, VIC, or QLD.
What Are the Most Common Pay Calculation Mistakes?
Each of these 5 mistakes gives you a wrong estimate of your take-home pay. The worked figures below show how far off each one is.
- Applying one flat tax rate to your entire salary. A worker earning $100,000 who assumes a 30% flat rate expects to pay $30,000 in tax. The actual income tax (using progressive marginal rates) is $20,520, an overestimate of $9,480. Tax is calculated in brackets, not as a single percentage.
- Confusing gross salary with a package that includes super. A "$100,000 package including super" means a base salary of $89,286 ($100,000 ÷ 1.12). The take-home pay on that base is $70,194, not the $77,480 you receive on a $100,000 base salary. The difference is $7,286 per year.
- Forgetting the Medicare levy. The 2% Medicare levy adds $1,600 in deductions on an $80,000 salary, $2,000 on $100,000, and $3,000 on $150,000. This is a separate charge from income tax and applies to most Australian residents above the low-income threshold.
- Not accounting for HECS-HELP repayments. An employee earning $90,000 with a HECS debt loses an additional $3,071 per year in compulsory repayments. This is deducted from every pay cycle by your employer, reducing your fortnightly take-home by $118.12.
- Treating superannuation as a salary deduction. The 12% employer SG contribution is paid on top of your gross salary. It does not reduce your take-home pay. Workers who subtract super from their gross overstate their deductions by $9,600 at the $80,000 salary level.
Frequently Asked Questions
Australian pay calculator questions and answers
How is take-home pay calculated in Australia?
Take-home pay is your gross salary minus income tax, minus the 2% Medicare levy, minus any HECS-HELP repayment. Superannuation is paid on top by your employer, so it does not reduce the figure. On $80,000 in FY2026-27 that works out to $14,520 income tax plus $1,600 Medicare levy, leaving take-home pay of $63,880 a year, or $1,228.46 a week.
What is the take-home pay on $80,000 in Australia?
On an $80,000 salary in FY2026-27, take-home pay is $63,880 a year: $1,228.46 a week, $2,456.92 a fortnight or $5,323.33 a month. That is after $14,520 income tax and $1,600 Medicare levy. Your employer also pays $9,600 into your super fund on top of your salary.
What is the take-home pay on $100,000 in Australia?
On a $100,000 salary in FY2026-27, take-home pay is $77,480 a year, or $1,490.00 a week, after $20,520 income tax and $2,000 Medicare levy. Your effective rate on the whole salary is 22.5%, and your employer pays $12,000 in super on top.
Will I get a tax cut in 2026-27?
Yes. From 1 July 2026 the second marginal tax rate fell from 16% to 15% on income between $18,200 and $45,000. The maximum saving is about $268 a year, which you receive in full once you earn $45,000 or more. The other bracket rates and thresholds did not change.
What is casual loading and why do casuals get 25% extra?
Casual loading is an extra 25% on top of the base hourly rate, paid because casual employees miss out on paid annual leave, paid personal leave and notice of termination. On the $26.44 national minimum wage, the casual rate is $33.05 an hour. That 25% loading is the rule for casuals on the national minimum wage. If an award or agreement covers you, it sets your exact loading.
When do penalty rates apply?
Penalty rates apply when your award or agreement says so, for work such as weekends, public holidays, overtime and late nights. As a guide, Saturday work pays 125% to 150% of the base rate, Sundays 150% to 200%, and public holidays 200% to 250%. The exact percentages depend on your award, your classification and whether you are casual, so check the award that covers your job.
Is super included in my salary, or paid on top?
It depends on how the offer is worded. "$90,000 plus super" means you are paid $90,000 and your employer adds 12% super on top. "$90,000 package including super" means your base salary is about $80,357 and the rest is the super contribution. The difference changes both your take-home pay and your super, so check the wording before comparing offers.
How much super does my employer pay?
Employers must pay 12% of your ordinary earnings into your super fund. On an $80,000 salary that is $9,600 a year, paid on top of your salary rather than deducted from it. Since Payday Super began on 1 July 2026, the contribution must be paid each payday instead of quarterly.
Is it better to be paid weekly, fortnightly or monthly?
Your annual take-home pay is the same regardless of pay frequency; only the timing changes. An $80,000 salary pays $1,228.46 weekly, $2,456.92 fortnightly or $5,323.33 monthly after tax in FY2026-27. Some people prefer weekly pay for budgeting; the tax you owe for the year does not change.
How do I convert an hourly rate to an annual salary?
Multiply your hourly rate by your weekly hours, then by 52 weeks. A standard 38-hour week is 1,976 hours a year, so the $26.44 minimum wage equals about $52,245 a year full-time. Going the other way, divide an annual salary by 1,976: $80,000 is about $40.49 an hour.
What is the difference between gross pay and net pay?
Gross pay is your salary before any deductions. Net pay (take-home pay) is what actually lands in your bank account after income tax, the Medicare levy and any HECS repayments come out. In FY2026-27, $80,000 gross becomes $63,880 net for a resident with no HECS debt.
How is pro-rata pay calculated?
Pro-rata pay is proportional to your hours compared with full-time. If a full-time role (38 hours) pays $80,000 and you work 25 hours a week, your pro-rata salary is $80,000 × (25 ÷ 38) = $52,632 a year. Tax is then calculated on the pro-rata amount, so part-time workers usually pay a lower effective rate.
Why does my employer withhold more tax than this calculator shows?
Your employer withholds more because it uses the ATO's per-pay-period tables, which round conservatively and can't see your whole year. The amount held back usually runs slightly above your true annual liability, and the extra is refunded when you lodge. For the full explanation of PAYG withholding versus annual tax, see the Income Tax Calculator.
What happens to my take-home pay if my income changes during the year?
Your employer adjusts withholding each pay based on that period's earnings, but income tax is assessed on your total income for the full financial year. If your pay rose or fell part-way through, the amount withheld across the year may not match your final liability. The difference is settled as a refund or bill when you lodge your return.
How is a second job taxed?
You can only claim the tax-free threshold with one employer, so your second employer withholds tax from the first dollar. That is why second-job payslips look heavily taxed, even though your actual annual tax doesn't change. See the Income Tax Calculator for the full two-jobs breakdown.
Can new migrants and visa holders use this pay calculator?
Yes, if you are an Australian resident for tax purposes, because the calculator uses Australian resident tax rates. Working holiday makers (417 and 462 visas) are taxed at working holiday maker rates, apart from some tax residents from countries with a non-discrimination tax treaty, and non-residents are taxed at non-resident rates. Neither schedule has a tax-free threshold, so this calculator does not show their take-home pay.
How often should my employer pay super?
Your employer must pay super on every payday. Payday Super commenced on 1 July 2026 and replaced the old quarterly deadlines. Your employer's contribution must now reach your fund within 7 business days of each payday (20 business days for the first contribution for a new employee or to a new fund). Late payments attract the Superannuation Guarantee Charge, which adds interest compounding daily plus an administrative uplift.
Do I pay tax differently in different states?
No. Income tax is federal: the same rates and thresholds apply in NSW, Victoria, Queensland, WA, SA, Tasmania, the ACT and the NT, so take-home pay on a given salary is identical nationwide. State differences (payroll tax) affect employers, not the tax that comes out of your pay.
How do I calculate my daily rate from an annual salary?
Divide your annual salary by 260 working days (52 weeks × 5 days). On $80,000, the daily rate is $307.69. For an hourly rate, divide by 1,976 hours instead, about $40.49 an hour on the same salary.
What deductions come out of my pay before it reaches my bank account?
Three compulsory deductions come out of your pay: income tax, the 2% Medicare levy, and HECS-HELP repayments once your income passes $69,528. Voluntary arrangements such as salary sacrifice or a novated lease also come out pre-tax if you have set them up. Superannuation is not a deduction: your employer pays it on top of your salary.
Take-home pay is your gross salary minus income tax, minus the 2% Medicare levy, minus any HECS-HELP repayment. Superannuation is paid on top by your employer, so it does not reduce the figure. On $80,000 in FY2026-27 that works out to $14,520 income tax plus $1,600 Medicare levy, leaving take-home pay of $63,880 a year, or $1,228.46 a week.
On an $80,000 salary in FY2026-27, take-home pay is $63,880 a year: $1,228.46 a week, $2,456.92 a fortnight or $5,323.33 a month. That is after $14,520 income tax and $1,600 Medicare levy. Your employer also pays $9,600 into your super fund on top of your salary.
On a $100,000 salary in FY2026-27, take-home pay is $77,480 a year, or $1,490.00 a week, after $20,520 income tax and $2,000 Medicare levy. Your effective rate on the whole salary is 22.5%, and your employer pays $12,000 in super on top.
Yes. From 1 July 2026 the second marginal tax rate fell from 16% to 15% on income between $18,200 and $45,000. The maximum saving is about $268 a year, which you receive in full once you earn $45,000 or more. The other bracket rates and thresholds did not change.
Casual loading is an extra 25% on top of the base hourly rate, paid because casual employees miss out on paid annual leave, paid personal leave and notice of termination. On the $26.44 national minimum wage, the casual rate is $33.05 an hour. That 25% loading is the rule for casuals on the national minimum wage. If an award or agreement covers you, it sets your exact loading.
Penalty rates apply when your award or agreement says so, for work such as weekends, public holidays, overtime and late nights. As a guide, Saturday work pays 125% to 150% of the base rate, Sundays 150% to 200%, and public holidays 200% to 250%. The exact percentages depend on your award, your classification and whether you are casual, so check the award that covers your job.
It depends on how the offer is worded. "$90,000 plus super" means you are paid $90,000 and your employer adds 12% super on top. "$90,000 package including super" means your base salary is about $80,357 and the rest is the super contribution. The difference changes both your take-home pay and your super, so check the wording before comparing offers.
Employers must pay 12% of your ordinary earnings into your super fund. On an $80,000 salary that is $9,600 a year, paid on top of your salary rather than deducted from it. Since Payday Super began on 1 July 2026, the contribution must be paid each payday instead of quarterly.
Your annual take-home pay is the same regardless of pay frequency; only the timing changes. An $80,000 salary pays $1,228.46 weekly, $2,456.92 fortnightly or $5,323.33 monthly after tax in FY2026-27. Some people prefer weekly pay for budgeting; the tax you owe for the year does not change.
Multiply your hourly rate by your weekly hours, then by 52 weeks. A standard 38-hour week is 1,976 hours a year, so the $26.44 minimum wage equals about $52,245 a year full-time. Going the other way, divide an annual salary by 1,976: $80,000 is about $40.49 an hour.
Gross pay is your salary before any deductions. Net pay (take-home pay) is what actually lands in your bank account after income tax, the Medicare levy and any HECS repayments come out. In FY2026-27, $80,000 gross becomes $63,880 net for a resident with no HECS debt.
Pro-rata pay is proportional to your hours compared with full-time. If a full-time role (38 hours) pays $80,000 and you work 25 hours a week, your pro-rata salary is $80,000 × (25 ÷ 38) = $52,632 a year. Tax is then calculated on the pro-rata amount, so part-time workers usually pay a lower effective rate.
Your employer withholds more because it uses the ATO's per-pay-period tables, which round conservatively and can't see your whole year. The amount held back usually runs slightly above your true annual liability, and the extra is refunded when you lodge. For the full explanation of PAYG withholding versus annual tax, see the Income Tax Calculator.
Your employer adjusts withholding each pay based on that period's earnings, but income tax is assessed on your total income for the full financial year. If your pay rose or fell part-way through, the amount withheld across the year may not match your final liability. The difference is settled as a refund or bill when you lodge your return.
You can only claim the tax-free threshold with one employer, so your second employer withholds tax from the first dollar. That is why second-job payslips look heavily taxed, even though your actual annual tax doesn't change. See the Income Tax Calculator for the full two-jobs breakdown.
Yes, if you are an Australian resident for tax purposes, because the calculator uses Australian resident tax rates. Working holiday makers (417 and 462 visas) are taxed at working holiday maker rates, apart from some tax residents from countries with a non-discrimination tax treaty, and non-residents are taxed at non-resident rates. Neither schedule has a tax-free threshold, so this calculator does not show their take-home pay.
Your employer must pay super on every payday. Payday Super commenced on 1 July 2026 and replaced the old quarterly deadlines. Your employer's contribution must now reach your fund within 7 business days of each payday (20 business days for the first contribution for a new employee or to a new fund). Late payments attract the Superannuation Guarantee Charge, which adds interest compounding daily plus an administrative uplift.
No. Income tax is federal: the same rates and thresholds apply in NSW, Victoria, Queensland, WA, SA, Tasmania, the ACT and the NT, so take-home pay on a given salary is identical nationwide. State differences (payroll tax) affect employers, not the tax that comes out of your pay.
Divide your annual salary by 260 working days (52 weeks × 5 days). On $80,000, the daily rate is $307.69. For an hourly rate, divide by 1,976 hours instead, about $40.49 an hour on the same salary.
Three compulsory deductions come out of your pay: income tax, the 2% Medicare levy, and HECS-HELP repayments once your income passes $69,528. Voluntary arrangements such as salary sacrifice or a novated lease also come out pre-tax if you have set them up. Superannuation is not a deduction: your employer pays it on top of your salary.
Guides and Resources
These guides explain the ATO and Fair Work rules behind the calculators on this page. Each guide covers a separate area of Australian tax and payroll.
Sources & References
- 1Individual income tax rates, Australian Taxation Office
- 2Super guarantee rate, Australian Taxation Office
- 3HECS-HELP repayment thresholds, Australian Taxation Office
- 4National minimum wage, Fair Work Ombudsman
Last verified: 9 October 2026. Our content is based on the latest information from official Australian government sources.
What to check next
People reading this page usually work these out too.