Payday super, which started 1 July 2026, doesn't change your pay rate — but it changes how often super guarantee is calculated and paid. Here's what to actually look for on your payslip now that super moves with every pay run instead of once a quarter.
Key facts
| What changed | Before | Now |
|---|---|---|
| Super calculated | Per quarter | Per payday |
| Super shown on payslip | — | Accrued amount for that pay period |
| Fund deposit timing | — | Within 7 business days of payday |
| Super guarantee rate | — | 12% of ordinary time earnings |
What should appear on your payslip now
Your payslip should still show a super guarantee line for each pay period — the same as before — calculated as 12% of your ordinary time earnings for that pay run. What's changed is the obligation behind it: employers must now pay that amount to your fund within 7 business days, rather than bundling several pay periods together and paying once a quarter. If you're unsure what each line on your payslip means, our understanding your payslip guide breaks down every standard field. Some payroll systems also add a short note or reference number confirming when the contribution was sent to your fund, though this isn't mandatory — the safest way to confirm payment is still checking directly with your super fund rather than relying solely on the payslip wording.
Why quarterly super statements are disappearing
Some employers previously issued a super summary once a quarter alongside the SBSCH payment run. Because contributions now move with every payday, that quarterly summary is being replaced by payday-level reporting — you should be able to see contributions reflected in your fund's app or member portal within days of each pay, rather than waiting until the next quarter to confirm the money arrived. This is a meaningful shift for employees who change jobs or work multiple casual roles, since each employer's contributions now show up close to when they were earned, making it far easier to spot a gap while it's still recent rather than discovering a shortfall months later.
What to do if a contribution looks wrong or missing
Check your fund's transaction history a week or so after payday. If the expected contribution hasn't appeared, first confirm the amount and date on your payslip, then raise it with your payroll or HR contact — employers now have a firm 7-business-day deadline, so a missed payment is easier to identify and escalate than under the old quarterly cycle. See our guide to how payday super works for employers for the deadline and penalty rules behind that obligation.
What this means for your pay
Your take-home pay itself isn't affected by payday super — only your super guarantee timing is. More frequent contributions mean your balance starts earning investment returns sooner, which compounds meaningfully over a career. Use our superannuation calculator to model how regular, on-time contributions affect your balance at retirement, and keep an eye on your payslip each pay cycle to confirm the new system is working as it should. If you switch jobs, remember to check that your new employer has your correct fund details from your first payday, since a delay there can flow through to the 7-business-day deadline for your first contribution.