Weekly Tax Table Lookup — Check Your Withholding Instantly
Enter your gross weekly pay to see the PAYG amount your employer should withhold this financial year, including the study loan (STSL) component if you have a HECS-HELP debt.
Your weekly withholding
Annual equivalent: $78,000 gross. See the full annual breakdown
Weekly Tax Table 2026-27
The table below lists PAYG withholding amounts for common weekly earnings under the 2026-27 resident rates, in the three most-used columns: claiming the tax-free threshold (column 2 of the ATO table), claiming the threshold with a study loan, and not claiming the threshold (for a second job).
| Weekly Gross | Withheld (Tax-Free Threshold) | Withheld (TFT + STSL) | Withheld (No TFT) | Take-Home (TFT) |
|---|---|---|---|---|
| $300 | $0 | $0 | $45 | $300 |
| $400 | $0 | $0 | $60 | $400 |
| $500 | $9 | $9 | $75 | $491 |
| $600 | $32 | $32 | $110 | $568 |
| $700 | $53 | $53 | $147 | $647 |
| $800 | $74 | $74 | $179 | $726 |
| $900 | $100 | $100 | $211 | $800 |
| $1,000 | $133 | $133 | $243 | $867 |
| $1,100 | $167 | $167 | $275 | $933 |
| $1,200 | $200 | $200 | $307 | $1,000 |
| $1,300 | $234 | $236 | $339 | $1,066 |
| $1,400 | $266 | $283 | $371 | $1,134 |
| $1,500 | $298 | $330 | $403 | $1,202 |
| $1,600 | $330 | $377 | $435 | $1,270 |
| $1,700 | $362 | $424 | $467 | $1,338 |
| $1,800 | $394 | $471 | $499 | $1,406 |
| $1,900 | $426 | $518 | $531 | $1,474 |
| $2,000 | $458 | $565 | $563 | $1,542 |
| $2,200 | $522 | $659 | $627 | $1,678 |
| $2,400 | $586 | $753 | $701 | $1,814 |
| $2,600 | $650 | $851 | $779 | $1,950 |
| $2,800 | $728 | $963 | $857 | $2,072 |
| $3,000 | $806 | $1,075 | $935 | $2,194 |
| $3,250 | $903 | $1,214 | $1,033 | $2,347 |
| $3,500 | $1,001 | $1,351 | $1,146 | $2,499 |
*Derived from the annualised ATO formulas; the printed ATO table may differ by a few dollars due to coefficient rounding. Calculate your exact weekly pay here.
How to Read the Weekly Tax Table
Employers read the weekly tax table by finding the row matching the employee's gross weekly earnings, then choosing the column that matches the employee's TFN declaration. Three details decide the correct column:
- Tax-free threshold claimed — the standard column for your main job. The first $18,200 of annual income is tax-free, which reduces weekly withholding by roughly $55–$70 compared with not claiming it.
- Study or training loan (STSL) — if you ticked the HECS-HELP/STSL box, your employer withholds an additional loan repayment component once your weekly pay exceeds the repayment threshold (about $1,288 a week in annual terms).
- No tax-free threshold — used for second and subsequent jobs. Withholding starts from the first dollar at the 15% rate plus Medicare levy.
The gross earnings figure means your ordinary weekly pay before tax, including taxable allowances and casual loading, but excluding employer superannuation. If your payslip shows a different withholding figure than the table, check which columns apply on our guide to understanding your payslip.
Paid fortnightly or monthly?
Each pay cycle has its own ATO table with different withholding amounts.
Fortnightly tax table Monthly tax tableHow Much Tax Is Withheld From Your Weekly Pay?
Weekly PAYG withholding for 2026-27 works out to roughly 13–14% of gross pay at $1,000 a week, rising to about 20% at $1,500 a week as more income falls into the 30% bracket. Three worked examples using the 2026-27 rates:
- $1,000/week, tax-free threshold, no loan — about $133 withheld, $867 take-home.
- $1,500/week with a HECS-HELP debt — about $298 PAYG plus $32 STSL, leaving $1,170.
- $800/week second job (no threshold) — about $179 withheld from the first dollar.
The withholding already includes the 2% Medicare levy and assumes you earn the same amount for all 52 weeks. Compare these amounts with the annual view in our income tax calculator or check the marginal rates in the tax brackets guide.
What Changed in the Weekly Tax Table for 2026-27?
From 1 July 2026, the marginal rate on income between $18,201 and $45,000 fell from 16% to 15% under the legislated cost-of-living tax cuts. The ATO reissued every PAYG withholding schedule to match, so the 2026-27 weekly tax table withholds slightly less than the 2025-26 version — up to about $5 a week ($268 a year) for anyone earning $45,000 or more. A further cut to 14% is legislated for 1 July 2027. See the full timeline in our 2026-27 tax changes guide.
If you are still using a 2025-26 printed table or an old payroll setting, your employees are being over-withheld. Employers must apply the current-year table from the first pay run on or after 1 July.
Weekly Tax Table PDF — Do You Still Need One?
The ATO publishes the official weekly tax table as a downloadable PDF (NAT 1005) on ato.gov.au, alongside a printable lookup version for employers without payroll software. Most people searching for the PDF only need one or two amounts — the interactive lookup above gives the same answer instantly, and this page prints cleanly if you need a paper copy for a specific pay range.
Frequently Asked Questions
How this calculator works▼
Withholding amounts on this page are derived by annualising weekly earnings and applying the FY2026-27 resident tax scale (15% rate on $18,201–$45,000 from 1 July 2026), the Low Income Tax Offset, and the Medicare levy with low-income shading, then dividing back to a weekly amount — the same architecture as the ATO Statement of Formulas (NAT 1004). Printed ATO tables may differ by small rounding amounts. Always verify payroll-critical figures against the current ATO publication.
Sources & References
- 1Weekly tax table (NAT 1005)— Australian Taxation Office
- 2Tax tables overview— Australian Taxation Office
- 3Statement of formulas (NAT 1004)— Australian Taxation Office
Last verified: 14 March 2026. Our content is based on the latest information from official Australian government sources.
James Harrington
Verified AuthorSenior Tax & Payroll Analyst
CPA, Registered Tax Agent (25787011)
James is a CPA-qualified tax professional with over 14 years of experience in Australian taxation and payroll systems. He spent six years at the Australian Taxation Office working on PAYG withholding and individual tax return processing before moving into financial publishing. He now leads the tax content at Pay Calculator Australia, translating complex ATO legislation into clear, actionable guidance.
Areas of Expertise