Site Directory

Every calculator, guide, tax table and salary breakdown on this site — 233 pages, organised by topic. All figures use official ATO rates for FY2026-27.

Calculators

Core Calculators

Income Tax CalculatorCalculate your income tax with bracket breakdown
Take-Home Pay CalculatorSee your net pay after all deductions
Superannuation CalculatorCalculate employer SG contributions at 12%
Salary Sacrifice CalculatorCompare pay before and after sacrifice
HECS-HELP CalculatorMarginal repayment system, FY2026-27 thresholds
Capital Gains Tax CalculatorCGT with the 12-month 50% discount

Specialist Calculators

Pay Rise CalculatorSee how much extra you actually take home
Redundancy Pay CalculatorEntitlements and tax on redundancy
Contractor vs EmployeeSide-by-side pay comparison
Gross Pay CalculatorGross to net and net to gross
Hourly to Annual ConverterConvert between any pay frequency
Contractor Pay CalculatorABN workers, freelancers & gig economy rates
Employer Cost CalculatorTrue cost beyond salary
Bonus Tax CalculatorTax on bonuses and lump sum payments
Overtime Pay CalculatorOvertime and penalty rate pay
Leave CalculatorAnnual leave entitlements and payout
Tax Return CalculatorEstimate your tax refund
Second Job Tax CalculatorTax on multiple jobs
Final Pay CalculatorEnd of employment payout
Employment Type CalculatorCompare FT vs PT vs casual
Backpay CalculatorUnderpayment and arrears
Payslip GeneratorCreate a compliant payslip free
YTD Income CalculatorYear-to-date pay and annualised income
Work Hours CalculatorTimesheet, breaks, overnight shifts and overtime

Pay Frequency

Weekly Pay CalculatorTake-home pay per week
Fortnightly Pay CalculatorNet pay every two weeks
Monthly Pay CalculatorNet salary per month
Annual Pay CalculatorYearly take-home pay summary

Guides

Tax & Deductions

Tax BracketsIncome tax rates and thresholds
Medicare Levy GuideRate, surcharge and exemptions
Low Income Tax Offset (LITO)Up to $700 tax reduction
PAYG Withholding TablesWeekly, fortnightly and monthly tables
Weekly Tax TableATO weekly withholding amounts
Fortnightly Tax TableATO fortnightly withholding amounts
Bonus Tax GuideHow bonuses are taxed in Australia
Tax Refund GuideMaximise your tax return
Tax CalendarKey ATO dates and deadlines
Fringe Benefits Tax (FBT)Employer-provided benefits tax

Super & Salary

Superannuation GuideHow super works in Australia
Salary Sacrifice GuideTax savings and FBT
HECS-HELP GuideHow the loan works, indexation and voluntary repayments
HECS Repayment ThresholdCurrent thresholds and rates
Novated Lease GuideSalary packaging a car
Super Guarantee ChargePayday Super and what late super costs

Employment & Pay

Understanding Your PayslipWhat every deduction means
Award RatesMinimum wage and penalty rates
Contractor vs Employee GuideKey differences, tax and super
Redundancy Pay GuideNES entitlements and tax
Penalty RatesWeekend, evening and public holiday rates
Annual Leave GuideEntitlements and loading

Award Pay Rates

Award Rates HubHow modern awards set minimum pay
SCHADS Award Pay RatesSocial, community, home care & disability
Hospitality Award RatesCafes, restaurants, pubs & hotels
Retail Award RatesGeneral Retail Industry Award levels 1–8
Junior Pay RatesMinimum wage by age, 16 to 20
Penalty Rates by AwardWeekend, evening and public holiday loadings

Special Situations

Working Holiday TaxTax rates for 417 & 462 visa holders
Non-Resident TaxForeign resident tax rates
Centrelink Income TestPayment thresholds and taper rates
Parental Leave PayGovernment-funded parental leave
Zone Tax OffsetRemote area tax concessions
SAPTO CalculatorSeniors and pensioners tax offset

Money & Deductions

Tax Deductions GuideWork-related deductions explained
WFH DeductionsFixed rate & actual cost methods
Stage 3 Tax CutsBefore & after comparison
PHI & MedicareSurcharge decision guide
Division 293 TaxExtra super tax for high earners
Salary PackagingBeyond novated leases

Getting Started

First Job GuideTax, super & your first payslip
New Job ChecklistTFN, super & pay setup
Gig Economy GuideUber, delivery & freelancer tax
TFN DeclarationHow to fill it in correctly
Notice of AssessmentRead your ATO assessment
Business StructureEmployee vs sole trader vs company

Industry Pay Guides

Average Salary AustraliaBy industry, state & experience
Mining & FIFO PaySalaries, rosters & allowances
Healthcare Worker PayNurses, doctors & allied health
Teacher PaySalary by state & classification
Retail & HospitalityAward rates & penalties
IT & Tech SalariesDeveloper, engineer & PM pay
Construction & TradesApprentice & tradie rates

Tax by Salary

$30K – $50K

Tax on $30,000Entry-level & part-time
Tax on $35,000
Tax on $40,000
Tax on $45,000
Tax on $50,000Median part-time salary

$55K – $75K

$80K – $100K

$105K – $130K

$135K – $165K

$170K – $200K

Take-Home Pay by Salary

Salaries 1

Salaries 2

Salaries 3

Salary to Hourly Rate

Hourly Rate to Salary

By State

Pay Calculator by State

NSWSydney & New South Wales
VictoriaMelbourne & VIC
QueenslandBrisbane & QLD
Western AustraliaPerth & WA
South AustraliaAdelaide & SA
TasmaniaHobart & TAS
ACTCanberra & ACT
Northern TerritoryDarwin & NT

Calculators

Core Calculators

Specialist Calculators

Pay Frequency

Guides

Tax & Deductions

Super & Salary

Employment & Pay

Award Pay Rates

Special Situations

Money & Deductions

Getting Started

Industry Pay Guides

Tax by Salary

$30K – $50K

$55K – $75K

$80K – $100K

$105K – $130K

$135K – $165K

$170K – $200K

Take-Home Pay by Salary

Salaries 1

Salaries 2

Salaries 3

Salary to Hourly Rate

Salary to hourly 1

Salary to hourly 2

Hourly Rate to Salary

Hourly to salary 1

Hourly to salary 2

Hourly to salary 3

By State

Pay Calculator by State

Pay & Tax News

Articles 1

Articles 2

Articles 3

About & Reference

What to check next

Calculators

Core Calculators

Specialist Calculators

Pay Frequency

Guides

Tax & Deductions

Super & Salary

Employment & Pay

Award Pay Rates

Special Situations

Money & Deductions

Getting Started

Industry Pay Guides

Tax by Salary

$30K – $50K

$55K – $75K

$80K – $100K

$105K – $130K

$135K – $165K

$170K – $200K

Take-Home Pay by Salary

Salaries 1

Salaries 2

Salaries 3

Salary to Hourly Rate

Salary to hourly 1

Salary to hourly 2

Hourly Rate to Salary

Hourly to salary 1

Hourly to salary 2

Hourly to salary 3

By State

Pay Calculator by State

Pay & Tax News

Articles 1

Articles 2

Articles 3

About & Reference