Site Directory

The Pay Calculator Australia site directory links 668 pages by topic: calculators, guides, tax tables, salary breakdowns, pay scales by state and pay news. The salary hubs under Salary Tables link the full take-home pay, tax and salary-to-hourly grids. Pay, take-home and salary figures on this site use the ATO income tax rates for FY2026-27. Tax tables for other years, tax return estimates, the tax bracket history and comparisons between years use the rates for the year they cover.

Salary Tables

All salaries

Take-home pay on every salary$20,000 to $500,000, $5k steps up to $200k
Tax on every salaryIncome tax and Medicare levy, same grid
Every salary as an hourly rate$30,000 to $500,000 on a 38-hour week

Calculators

Core Calculators

Income Tax CalculatorCalculate your income tax with bracket breakdown
Take-Home Pay CalculatorSee your net pay after all deductions
Superannuation CalculatorCalculate employer SG contributions
Salary Sacrifice CalculatorCompare pay before and after sacrifice
HECS-HELP CalculatorMarginal repayment system, FY2026-27 thresholds
Capital Gains Tax CalculatorCGT with the 12-month 50% discount

Specialist Calculators

Pay Rise CalculatorSee how much extra you actually take home
Redundancy Pay CalculatorEntitlements and tax on redundancy
Contractor vs EmployeeSide-by-side pay comparison
Gross Pay CalculatorGross to net and net to gross
Salary Package CalculatorPackage including super → base salary and take-home
Hourly to Annual ConverterConvert between any pay frequency
Contractor Pay CalculatorABN workers, freelancers & gig economy rates
Employer Cost CalculatorTrue cost beyond salary
Payroll Tax CalculatorState payroll tax on 2026-27 rates, all 8 states
Bonus Tax CalculatorTax on bonuses and lump sum payments
Commission Tax CalculatorTax on commission and Schedule 5 withholding
Overtime Pay CalculatorOvertime and penalty rate pay
Leave CalculatorAnnual leave entitlements and payout
Tax Return CalculatorEstimate your tax refund
Second Job Tax CalculatorTax on multiple jobs
Tax Withheld CalculatorPAYG withheld per pay and your likely refund
JobSeeker Payment CalculatorWhat you keep of JobSeeker when you work
Austudy & Youth Allowance CalculatorStudent income test with current rates
Age Pension Income Test CalculatorIncome test with the Work Bonus
Parenting Payment CalculatorSingle and partnered, with the income test
Family Tax Benefit CalculatorFTB Part A and Part B on your family income
Rent Assistance CalculatorCentrelink Rent Assistance for your rent
Carer Payment CalculatorRates, income test and the 100-hour work rule
Carer AllowanceFortnightly rate and the $250,000 income limit
Centrelink Advance PaymentAdvance amounts and fortnightly repayment
Age Pension Assets Test CalculatorAssets limits, the taper and which test applies
Deeming Rates & Calculator1.75% and 3.75% from 20 September 2026
Disability Support Pension CalculatorDSP rates, income test and the 29-hour rule
Child Care Subsidy CalculatorCCS % on family income, caps and the gap fee
Commonwealth Seniors Health CardIncome limit, deeming and an eligibility check
Final Pay CalculatorEnd of employment payout
Employment Type CalculatorCompare FT vs PT vs casual
Backpay CalculatorUnderpayment and arrears
Payslip GeneratorCreate a compliant payslip free
YTD Income CalculatorYear-to-date pay and annualised income
Work Hours CalculatorTimesheet, breaks, overnight shifts and overtime
Long Service Leave CalculatorWeeks accrued and payout value, all 8 states
Novated Lease CalculatorCar packaging, FBT, the EV exemption and take-home

Pay Frequency

Weekly Pay CalculatorTake-home pay per week
Fortnightly Pay CalculatorNet pay every two weeks
Monthly Pay CalculatorNet salary per month
Annual Pay CalculatorYearly take-home pay summary

Guides

Tax & Deductions

Tax BracketsIncome tax rates and thresholds
Medicare Levy GuideRate, surcharge and exemptions
Low Income Tax Offset (LITO)Up to $700 tax reduction
PAYG Withholding TablesWhich ATO schedule applies to your pay
Weekly Tax TableATO weekly withholding amounts
Fortnightly Tax TableATO fortnightly withholding amounts
Tax Refund GuideMaximise your tax return
Tax CalendarKey ATO dates and deadlines
Fringe Benefits Tax (FBT)Employer-provided benefits tax
Tax-Free Threshold$18,200, and which job to claim it on
Medicare Levy Surcharge CalculatorMLS tiers and cover vs surcharge

Super & Salary

Superannuation GuideHow super works in Australia
How a Novated Lease WorksThe agreement and running-cost budget, explained
Super Guarantee ChargePayday Super and what late super costs
Concessional Contributions CapThe cap, carry-forward and salary sacrifice
Super Guarantee Rate12% from 1 July 2025, and every rate since

Employment & Pay

Understanding Your PayslipWhat every deduction means
Award RatesMinimum wage and penalty rates
Penalty RatesWeekend, evening and public holiday rates
Annual Leave GuideEntitlements and loading

Award Pay Rates

Award Rates HubHow modern awards set minimum pay
Fair Work Pay CalculatorWhat PACT asks and the award rates behind it
SCHADS Award Pay RatesSocial, community, home care & disability
Hospitality Award RatesCafes, restaurants, pubs & hotels
Retail Award RatesGeneral Retail Industry Award levels 1–8
Fast Food Award RatesTakeaway and food court staff, junior rates
Pharmacy Award RatesPharmacy assistants, interns & pharmacists
Manufacturing Award RatesC14 to C2 classification rates
Security Award RatesSecurity officer levels 1–5
Clerks Award RatesClerks—Private Sector levels 1–5
Miscellaneous Award RatesThe catch-all award, levels 1–4
Building & Construction Award RatesOn-site CW/ECW levels, weekend and overtime
Legal Services Award RatesLaw firm clerical staff and law clerks
Electrical Award RatesElectrical worker grades 1–10
Fitness Industry Award RatesGym, pool and coaching staff
Real Estate Award RatesProperty management and sales staff
Local Government Award RatesCouncil staff levels 1–11
Live Performance Award RatesTheatre and venue production crew
Plumbing Award Rates
Pastoral Award Rates
Horticulture Award Rates
Health Professionals Award Rates
Timber Award Rates
Meat Industry Award Rates
Commercial Sales Award Rates
Mining Award Rates
Plumbing Award RatesPlumbers and fire sprinkler fitters
Pastoral Award RatesFarm and livestock hands, FLH1–FLH8
Horticulture Award RatesPickers, packers and piece rate rules
Health Professionals Award RatesNew AQF pay structure from 1 Oct 2026
Timber Award RatesGeneral timber, furniture, pulp and paper
Meat Industry Award RatesMI 1–MI 8, by establishment type
Commercial Sales Award RatesSales reps, travellers, merchandisers
Mining Award RatesEntry to Level 7, with industry allowance
Restaurant Award RatesRestaurants, cafés, cooks and chefs
Nurses Award RatesRN, EN and aged care nurse rates
Aged Care Award RatesPersonal care workers and support staff
Hair & Beauty Award RatesHairdressers and beauty therapists
Cleaning Award RatesFull-time, part-time and casual cleaners
Road Transport Award RatesTruck driver grades 1–10
Junior Pay RatesMinimum wage by age, 16 to 20
Penalty Rates by AwardWeekend, evening and public holiday loadings

Special Situations

Working Holiday TaxTax rates for 417 & 462 visa holders
Non-Resident TaxForeign resident tax rates
Centrelink Income TestPayment thresholds and taper rates
Paid Parental Leave Calculator26 weeks, pay, income and work tests
Centrelink Crisis PaymentEligibility, amount and the 7-day rule
Centrelink DebtOverpayments, refunds and the apportionment scheme
Cost of Living Payment 2026Is there one? What exists instead
Zone Tax OffsetRemote area tax concessions
SAPTO CalculatorSeniors and pensioners tax offset

Money & Deductions

Tax Deductions GuideWork-related deductions explained
WFH DeductionsFixed rate & actual cost methods
Stage 3 Tax CutsBefore & after comparison
PHI & MedicareSurcharge decision guide
Division 293 TaxExtra super tax for high earners
Salary PackagingBeyond novated leases

Getting Started

First Job GuideTax, super & your first payslip
New Job ChecklistTFN, super & pay setup
Gig Economy GuideUber, delivery & freelancer tax
Delivery Driver Pay Rate$31.30/hr minimum from 17 Aug 2026
Rideshare & Delivery After TaxABN, GST and what to set aside
Graduate SalaryLaw, nursing, engineering, teaching & more
TFN DeclarationHow to fill it in correctly
Notice of AssessmentRead your ATO assessment
Business StructureEmployee vs sole trader vs company

Industry Pay Guides

Average Salary AustraliaBy industry, state & experience
Mining & FIFO PaySalaries, rosters & allowances
Healthcare Worker PayNurses, doctors & allied health
Teacher PaySalary by state & classification
Pay Rates by EmployerColes, Woolworths, Bunnings & more
Pay Rates by JobPharmacist, electrician, truck driver & more
ADF Pay ScalesArmy, Navy & Air Force salary by rank
Paramedic Pay by StateAmbulance service pay scales
Police Pay by StateConstable to senior sergeant
Firefighter Pay by StateRecruit to station officer
Prison Officer Pay by StateCorrectional officer pay scales
Air Traffic Controller SalaryAirservices pay levels
Pilot SalaryAir Pilots Award rates
Retail & HospitalityAward rates & penalties
IT & Tech SalariesDeveloper, engineer & PM pay
Construction & TradesApprentice & tradie rates
Apprentice Pay RatesBy trade and year, with a wages calculator

Minimum Wage & Casual Pay

Minimum Wage AustraliaCurrent national rate, weekly and after tax
Minimum Wage for 16 Year OldsAward and no-award rates at 16
Pro-Rata Salary CalculatorPart-time pay from a full-time salary
Casual Loading Calculator25% casual rate vs permanent with leave
Minimum Wage HistoryEvery increase since 2010

Tax Time & Retirement 2026

Tax Return 20262025-26 deadline, refund estimate & tax rates
Payday SuperSuper paid every payday from 1 July 2026
Pension Age AustraliaAge Pension and super access age by birth date

Tax Offsets, Super & Termination

Late Tax Return PenaltyFailure-to-lodge penalty calculator
Working Australians Tax Offset$250 offset and 14% rate from 2027-28
LISTO CalculatorLow income super tax offset, $500 to $810
Carry-Forward Super ContributionsUse 5 years of unused cap
Termination Payment TaxRedundancy and ETP tax

Payslip Lines & Entitlements

Gross vs Net PayWhat comes out between gross and net
Leave Loading Calculator17.5% or penalties, whichever is higher
Time in Lieu (TOIL)Time off instead of overtime pay
Enterprise AgreementsWhat an EBA is and how to find yours
Travel Allowance 2026-27ATO reasonable amounts (TD 2026/4)
Cents per km91c ATO rate and car allowances
Working Credit CalculatorKeep more Centrelink when you start work

Leave Entitlements

Sick Leave CalculatorPersonal/carer's leave: 10 days, 1/26 of hours
Compassionate Leave2 days paid bereavement leave per occasion
Jury Duty Pay10 days employer make-up pay under the NES
Annual Leave Calculator4 weeks a year, 152 hours on a 38-hour week
Payment in Lieu of NoticeNES notice periods, tax and super on the payout
Casual ConversionThe 6 and 12 month employee choice pathway

Payslip & Pay Guides

Marginal Tax RatesWhat a raise or bonus really nets after tax
Net Pay CalculatorHourly rate to net pay, line by line
Allowances GuideFirst aid, laundry, tool, split shift and on-call by award
Highest Paying JobsMedian pay and take-home by occupation

Sales Pay

OTE Salary MeaningOn-target earnings: base + commission at target

Centrelink Rates

Centrelink Payment RatesEvery payment's rate from 20 September 2026

School Support Staff Pay

Teacher Aide Pay by StateGovernment school support staff rates
NSW SLSO Pay RatesCurrent rates and take-home pay
VIC Education Support PayCurrent rates and take-home pay
QLD Teacher Aide PayCurrent rates and take-home pay
WA Education Assistant PayCurrent rates and take-home pay
SA SSO Pay RatesCurrent rates and take-home pay
TAS Teacher Assistant PayCurrent rates and take-home pay
ACT School Assistant PayCurrent rates and take-home pay
NT School Support Staff PayCurrent rates and take-home pay

Transport Pay

Train Driver SalarySydney Trains and Metro Melbourne driver pay

APS Salary by Level

APS 3 SalaryAPS 3 pay by agency and after tax
APS 4 SalaryAPS 4 pay by agency and after tax
APS 5 SalaryAPS 5 pay by agency and after tax
APS 6 SalaryAPS 6 pay by agency and after tax
EL1 SalaryEL1 pay by agency and after tax
EL2 SalaryEL2 pay by agency and after tax

Tax by Salary

$30K – $50K

Tax on $30,000Entry-level & part-time
Tax on $35,000
Tax on $40,000
Tax on $45,000
Tax on $50,000Median part-time salary

$55K – $75K

$80K – $100K

$105K – $130K

$135K – $165K

$170K – $200K

Take-Home Pay by Salary

Salaries 1

Salaries 2

Salaries 3

Salary to Hourly Rate

Hourly Rate to Salary

Hourly to salary 1

Hourly to salary 2

Hourly to salary 3

Pay Scales & Entitlements by State

Long Service Leave by State

Teacher Salary by State

Public Service Pay Scales

Nurse Pay by State

Pay Rates by Employer

Minimum Wage by Age

Minimum Wage by State

Pay Rates by Job

ADF Pay Scales

Paramedic Pay by State

Police officer Pay by State

Firefighter Pay by State

Prison officer Pay by State

Aviation Pay

Public Holiday Pay

Payroll Tax by State

Data & Tools for Other Sites

FIFO, Pay Periods & Payment Dates

By State

Pay Calculator by State

NSWSydney & New South Wales
VictoriaMelbourne & VIC
QueenslandBrisbane & QLD
Western AustraliaPerth & WA
South AustraliaAdelaide & SA
TasmaniaHobart & TAS
ACTCanberra & ACT
Northern TerritoryDarwin & NT